Saturday, September 5, 2009

Cousin Tommy's Happy Birthday BBQ fun

Rules for Croquet
The Rules of Croquet
Croquet Rules
Croquet has a reputation for being a genteel game for garden parties and picnics. Yet it can be a fiercely competitive game of skill and strategy for teams or individuals. Played on varying terrain and from two to six players it can provide fun and excitement at formal social occasions or to pleasantly while-away and afternoon.


Friday, February 13, 2009

2009 Stimulus Plan Benefits in a Nutshell



Deal Announced on Stimulus; Weekend Vote Likely

  • $40 billion to provide extended unemployment benefits through Dec. 31, and increase them by $25 a week; $20 billion to increase food stamp benefits by 14 percent; $3 billion in temporary welfare payments.
  • $14 billion to give one-time $250 payments to Social Security recipients, poor people on Supplemental Security Income, and veterans receiving disability and pensions.
  • $46 billion for transportation projects, including $27 billion for highway and bridge construction and repair; $8.4 billion for mass transit; $8 billion for construction of high-speed railways and $1.3 billion for Amtrak; $4.6 billion for the Army Corps of Engineers; $4 billion for public housing improvements; $6.4 billion for clean and drinking water projects; $7 billion to bring broadband Internet service to underserved areas.
  • $21 billion to provide a 60 percent subsidy of health care insurance premiums for the unemployed under the COBRA program; $87 billion to help states with Medicaid; $19 billion to modernize health information technology systems; $10 billion for health research and construction of National Institutes of Health facilities.
  • $8 billion in aid to states to defray budget cuts.
  • About $50 billion for energy programs, focused chiefly on efficiency and renewable energy, including $5 billion to weatherize modest-income homes; $6.4 billion to clean up nuclear-weapon production sites; $11 billion toward a so-called smart electricity grid to reduce waste; $13.9 billion to subsidize loans for renewable energy projects; $6.3 billion in state energy efficiency and clean energy grants; and $4.5 billion to make federal buildings more energy efficient.
  • $47 billion in state fiscal relief to prevent cuts in state aid to school districts, with great flexibility to use the funds for school modernization and repair; $26 billion to school districts to fund special education and the No Child Left Behind law for students in K-12; $17 billion to boost the maximum Pell Grant by $500 to $5,350; $2 billion for Head Start.
  • $2.8 billion for homeland security programs, including $1 billion for airport screening equipment.
  • $4 billion in grants to state and local law enforcement to hire officers and purchase equipment.
  • Approximately $115 billion for a $400-a-worker, $800-a-couple tax credit in 2009 and 2010. For the last half of 2009, workers could expect to see perhaps $13 a week less withheld from their paychecks starting about June. Millions of Americans who don"t make enough money to pay federal income taxes could file returns next year and receive checks. Individuals making more than $75,000 and couples making more than $150,000 would receive reduced amounts.
  • About $70 billion to spare about 24 million taxpayers from being hit with the alternative minimum tax in 2009. The change would save a family of four an average of $2,300. The tax was designed to make sure wealthy taxpayers can"t use credits and deductions to avoid paying any taxes. But it was never indexed to inflation, so families making as little as $45,000 could get significant increases without the change. Congress addresses it each year, usually in the fall.
  • About $13 billion to provide a $2,500 expanded tax credit for college tuition and related expenses for 2009 and 2010. The credit is phased out for couples making more than $160,000.
  • $3.7 billion to repeal a requirement that a $8,000 first-time home buyer tax credit be paid back over time for homes purchased from Jan. 1 to August 31, unless the home is sold within three years.
  • $5 billion to extend a provision allowing businesses buying equipment such as computers to speed up its depreciation through 2009.
  • $2.5 billion to makes sales tax on paid on new car purchases tax deductible.

    Source: Associated Press

  • Bay Area Trusted
  • The Tax Man
    Wil Chase Oliver
    http://www.baytaxman.com





    Sunday, March 2, 2008

    Tampa Florida Beauty School!!!



    Aveda beauty products line the shelves at finer stores and makes the Aveda brand uniquely qualified to develop the next generation of beauty experts.

    If you are an aspiring Beauty Consultant, know one, or just want to read more about it. Surf the Aveda Institute Florida for more information.

    About Aveda Florida: Aveda Institutes Florida: cosmetology schools and esthiology schools in St. Petersburg & Tallahassee Florida

    Saturday, March 1, 2008

    Gonzalo Rubalcaba at Yoshi's in March

    yoshis bay area blues jack london square, oakland bay area jazz club
    Yoshis east bay jazz club and restaurant
    Yoshis east bay jazz club and restaurant
    Gonzalo Rubalcaba
    * Mar 13, 2008 - Mar 16, 2008
    * Thurs 8pm $18 & 10pm $12 Fri 8pm $22 & 10pm $16
    Sat both shows $22 Sun 7pm $22 & 9pm $16
    "Some of the most death-defying piano playing since Art Tatum."
    New York Times

    One of the most important figures to emerge from Afro-Cuban jazz in the '90s, Gonzalo Rubalcaba is an extraordinarily versatile pianist able to blend disparate strands of Cuban and American jazz tradition into a fresh, modern whole. Rubalcaba demonstrates why Cuban music has become so popular around the world. His lush tropical passion, rhythmic energy and sheer muscle on the piano have all combined to make him a truly unique artist. Rubalcaba returns to Yoshi's Oakland & San Francisco to perform mostly original music that encompasses his synthesis of Latin, Afro-Cuban and jazz musical styles. Rubalcaba displays a blend of technical virtuosity with contemplative interpretations of traditional Cuban themes and imaginative originals.

    Kim Nalley Appearing Live this Weekend!




    Jazz At Pearl's. Live Jazz Music in San Francisco. 1930s style jazz and supper club
    Kim Nalley: The Heart of Lady Day
    Nalley sings Billie Holiday

    “[T]he difficulty of portraying Billie the singer and the woman has been solved by the presence of vocalist Kim Nalley, who not only sings Lady Day’s numbers wonderfully, but manages to convey something of the sense of her character, by turns demure and tough, as much through suggestion as through any kind of overly studied scheme.”

    So said critic Ken Bullock, writing in the Berkeley Daily Planet, of Kim Nalley’s highly acclaimed performance in the recently concluded 8 week run and West Coast premier of C. J. Verburg’s play, Lady Day in Love, a play feelingly dramatizing Holiday’s early career which gave Nalley a chance to strut her stuff, singing fifteen of Lady Day’s best known songs.

    For this very special weekend at Pearl’s, Kim Nalley brings the tender side of Holiday to life as she presents “The Heart of Lady Day.” Nalley, in her own unique and heartfelt style, will interpret the songs made famous by Holiday. She’ll be joined by sensitive, bluesy pianist Tammy Hall, swinging guitarist Josh Workman, cool-hand bassist Mike Zisman and steady-swinging drummer Kent Bryson.

    Of course, the marvelous Miss Nalley is no stranger to the songs and personna of the great Billie Holiday. Her legion of fans have frequently enjoyed her performances channeling Holiday in her award winning show “Ladies Sing the Blues.” That’s in addition to Nalley’s recent series of triumphant concert tributes to the great Nina Simone, and her many shows in San Francisco and around the world, treating audiences to her own sweet and sassy personna and astounding talents. Tammy Hall piano Josh Workman guitar Kent Bryson drums Michael Zisman bass

    This weekend, Live!!!



    Jazz At Pearl's. Live Jazz Music in San Francisco. 1930s style jazz and supper club
    Kim Nalley: The Heart of Lady Day
    Nalley sings Billie Holiday

    “[T]he difficulty of portraying Billie the singer and the woman has been solved by the presence of vocalist Kim Nalley, who not only sings Lady Day’s numbers wonderfully, but manages to convey something of the sense of her character, by turns demure and tough, as much through suggestion as through any kind of overly studied scheme.”

    So said critic Ken Bullock, writing in the Berkeley Daily Planet, of Kim Nalley’s highly acclaimed performance in the recently concluded 8 week run and West Coast premier of C. J. Verburg’s play, Lady Day in Love, a play feelingly dramatizing Holiday’s early career which gave Nalley a chance to strut her stuff, singing fifteen of Lady Day’s best known songs.

    For this very special weekend at Pearl’s, Kim Nalley brings the tender side of Holiday to life as she presents “The Heart of Lady Day.” Nalley, in her own unique and heartfelt style, will interpret the songs made famous by Holiday. She’ll be joined by sensitive, bluesy pianist Tammy Hall, swinging guitarist Josh Workman, cool-hand bassist Mike Zisman and steady-swinging drummer Kent Bryson.

    Of course, the marvelous Miss Nalley is no stranger to the songs and personna of the great Billie Holiday. Her legion of fans have frequently enjoyed her performances channeling Holiday in her award winning show “Ladies Sing the Blues.” That’s in addition to Nalley’s recent series of triumphant concert tributes to the great Nina Simone, and her many shows in San Francisco and around the world, treating audiences to her own sweet and sassy personna and astounding talents. Tammy Hall piano Josh Workman guitar Kent Bryson drums Michael Zisman bass

    Friday, February 29, 2008

    Don't miss out on your stimulus payment


    Don't miss out on your stimulus payment


    Don't miss out on your stimulus payment


    IRS TAX TIP 2008-Special Edition

    Are you wondering what to do to ensure that you receive your economic stimulus payment which the IRS will begin to send out this May? In most cases you will not have to do anything extra. If you are eligible for a payment, all you have to do is file a 2007 tax return and the IRS will do the rest.

    However, recipients of Social Security, certain Veterans' and Railroad Retirement benefits and low-income workers who don’t normally need to file may have to take steps to insure receipt of the stimulus payment.

    If you are in this group and normally would not be required to file a tax return, you need to file a 2007 tax return this year to receive an economic stimulus payment. The return must show at least $3000 in qualifying income.

    Qualifying income includes Social Security benefits, certain Railroad Retirement benefits, certain veterans’ benefits and earned income, such as income from wages, salaries, tips and self-employment. While these people may not be normally required to file a tax return because they do not meet the filing requirement, the IRS emphasizes they must file a 2007 return in order to receive a payment.

    The IRS has released a sample version of a Form 1040A that highlights the simple, specific sections of the return that can be filled out by people in these categories to qualify for a stimulus payment.

    For more information see IRS Fact Sheet FS 2008-16 Stimulus Payments: Instructions for Low-Income Workers and Recipients of Social Security and Certain Veterans’ Benefits available on www.irs.gov.

    Be aware that identity thieves are already pushing scams involving the stimulus payments. At least one telephone scam is making the rounds using the proposed rebates as bait. IRS news release IR-2008-11,”IRS Warns of New E-Mail and Telephone Scams Using the IRS Name; Advance Payment Scams Starting,” has more details.

    Remember that for the genuine IRS Web site be sure to use .gov. Don't be confused by internet sites that end in .com, .net, .org or other designations instead of .gov. The address of the official IRS governmental Web site is www .irs.gov.

    Links:

    Economic Stimulus Payments Information Center

    Saturday, February 2, 2008

    Best And Worst Cities For Renters



    In Pictures: Least Expensive Cities For Renters - Forbes.com


    Real Estate
    Best And Worst Cities For Renters
    Matt Woolsey, 01.07.08,
    6:00 PM ET

    Writing a monthly rent check often feels like lighting money on
    fire. You'll never again see that cash, you build no equity and there
    are no tax benefits.

    But renting makes sense to those unwilling
    or unable to buy a home in an uncertain housing market. The number of
    such Americans seems to be growing; last month mortgage applications
    fell to their lowest level in a year.

    That's good news for landlords--especially those in New York City and San Francisco. In these cities, tenants pay the highest rents in the country by a significant margin.

    Read the full article at:
    http://www.forbes.com/2008/01/07/rentals-US-expensive-forbeslife-cx_mw_0107realestate.html




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    Sunday, January 27, 2008

    NHPrimary.com: Dems like Medicare modeled health plan



    NHPrimary.com: Dems like Medicare modeled health plan

    logo
    Dems like Medicare modeled health plan
    Published: Tuesday, January 22, 2008

    By RICARDO ALONSO-ZALDIVAR
    Los Angeles Times

    WASHINGTON – Hillary Rodham Clinton, Barack Obama and John Edwards have been sniping at each other for months over health care, but there's one thing the top Democratic presidential candidates agree on: Americans of all ages should have the choice of buying a government-run insurance plan modeled on Medicare.

    The idea, which would set up a competition between a new government plan and private insurance programs, has been overshadowed by the political horse race. But it's one of the most far-reaching and controversial proposals for making health insurance more affordable and more widely available.

    Until now the government has guaranteed access to health care only for seniors and the disabled through Medicare and for the poor mainly through Medicaid. Under the proposals being advanced by Sens. Clinton, of New York, and Obama, of Illinois, and former Sen. Edwards, of North Carolina, the government would offer coverage for middle-class workers and their families, with comprehensive benefits comparable to those now provided for federal employees and members of Congress.

    Participation in the government alternative would be voluntary, but the approach sparks widely differing reactions.

    Mark B. McClellan, the former Medicare administrator in the Bush administration, called it a risky departure from the state-based reforms that the Democratic candidates have cited as their models.

    What McClellan and other critics say they fear is that the government plan could underbid private insurers and, if large numbers of people sign up, it could eventually replace private coverage, including the employer-sponsored plans that now serve most middle-class Americans.

    Despite these concerns, other respected experts say that giving people the option of joining a government plan might make for a sensible experiment.

    "It could be a really fair way to test the market, both in terms of people's preferences and to see what kind of plan can be more successful over time," said health economist Marilyn Moon, a trustee of Medicare and Social Security during the Clinton administration. "It depends on the details, as these things always do."



    For example, Moon suggested that a government plan could be used to test many of the latest ideas for reducing waste and improving quality, such as cutting payments for treatments of dubious value and rewarding hospitals and doctors that can document improved results in patient care.

    "You could allow a government option as a way of setting a standard, as opposed to issuing lots of regulations that would apply to every insurer," she said.

    Republican presidential candidates also have health care plans, but – in keeping with conservative principles – they rely on market forces, economic incentives and the private sector to increase access to medical insurance and try to rein in costs. None favors creation of a government alternative to private health-care programs.

    GOP opposition is not the only political obstacle to the Democratic idea.

    The insurance industry, one of the nation's most powerful lobbies, is against it. "It is a move to significantly expand the role of government and move people off private coverage and to public coverage," Karen Ignagni, president of America's Health Insurance Plans and the industry's top lobbyist in Washington, said.

    Another critic is GOP presidential candidate Mitt Romney, who as governor of Massachusetts signed bipartisan legislation to provide coverage for all state residents – a model for the Democratic candidates.

    "You can call (the government plan) an option, but if you don't put any restrictions on who can enroll, and you give the government leverage in terms of ability to negotiate prices, you create a situation that leads to a government-run system," said Lanhee J. Chen, Romney's domestic-policy advisor.

    Clinton, Obama and Edwards dismiss the charge that they are trying to introduce the camel's nose of government-run health care under the tent of health reform.

    "Hillary never supported a single-payer system, not even in the early 1990s," said Neera Tanden, Clinton's health-policy adviser. "She has always supported a plan to build on what we have in our healthcare system." (Only one Democratic candidate, Ohio Rep. Dennis J. Kucinich, favors switching to a full-blown government-run system.)

    "The charge that this is socialized medicine is ridiculous," said Austan Goolsbee, a University of Chicago economist advising Obama. "This would remain one choice among many, and you don't have to pick it. You can pick a private option, or insurance through your employer."

    The candidates' plans differ in some important provisions, and certain key details are not yet spelled out. But Clinton, Obama and Edwards follow the same basic framework.

    As a starting point, they would create new insurance-purchasing pools through which individuals, families and businesses would have the option of buying coverage from a broad range of commercial insurers – or the new government plan.

    Private insurers who wished to participate in the pools would not be allowed to turn people down because of previous health problems, and the insurers would be limited in how much they could raise premiums to account for a person's age and other factors that can affect health. All the plans in the pool would have to offer a minimum standard benefit package, which would likely be keyed to the government plan.

    Individuals and families eligible for government subsidies through the candidates' health-reform plans would be able to use that assistance to buy either a private plan or the government coverage.

    Businesses would be allowed to participate in the purchasing pools and enroll employees in the government plan. However, in Obama's plan, participation would be limited to small companies and individuals who don't have access to employer coverage.

    (Begin optional trim)



    Most health-care costs are incurred by the sickest patients. In any given year, about 10 percent of the population accounts for more than 60 percent of health-care costs – a statistic that partly explains why insurers go to great lengths to avoid issuing policies to people with medical problems.

    Edwards' policy director, James Kvaal, said he would insist on regulations to prevent private carriers from dumping their sickest patients into the government's care. "We will stop private insurance companies from competing by weeding out the sickest people," said Kvaal.

    But what if those patients – weary of dealing with private insurers – sought out the government plan as a haven? Rules for insurers might not protect the government plan in such a situation. Instead, lawmakers might have to wade into the complex business of trying to adjust premiums between the government plan and the private policies.

    (End optional trim)

    The candidates acknowledge that their plans are broad brush strokes for now, and important details would have to be decided with Congress. Nonetheless, the consensus among the three means that if a Democrat is elected, a new government insurance plan for the middle class could well be part of the strategy for tackling one of the nation's most worrisome problems.

    Monday, January 21, 2008

    Free Online Game Download & Play now! from NCSOFT


    Free Online Game Download & Play now! from NCSOFT

    Dungeon Runners™


    This is Pride Weekend in San Francisco, one of the nation's biggest
    celebrations of tolerance and inclusion. But some people in the gay community
    feel their invitation may have gotten lost in the mail.

    "There's been an unintended erasure of blacks in the Castro," says Bill
    Doggett. "It's created a sense that there's nothing here for us." Now that's
    changing, thanks to a new program of mixers Doggett has launched at Magnet, a
    neighborhood health services office.

    Doggett, a 52-year-old commercial photographer originally from Los
    Angeles, used to party at the Pendulum in the Castro, a lively bar near 18th
    and Collingwood that closed down for remodeling two years ago.

    The shuttering came in the midst of one of the neighborhood's messier
    sagas. A group of activists called And Castro for All accused Les Natali, the
    owner of the Pendulum and the Badlands, the popular club across 18th Street, of
    discriminating against black patrons -- accusations that Natali strongly
    denied.

    In May 2005, the San Francisco Human Rights Commission ruled that Natali
    had referred to African Americans as "non-Badlands customers" and required
    blacks to offer multiple forms of identification before entering -- claims
    that Natali denied. After the commission's findings and community outrage, he
    closed the Pendulum two months later for remodeling -- an act that was viewed
    by black leaders as retaliation for the original complaints. Subsequently,
    however, the state's Department of Alcoholic Beverage Control investigated the
    complaints, said they could not be substantiated and dismissed them.

    Natali did not return phone calls left at his residence and office.

    But the Badlands incident, along with the extended closure of the
    Pendulum, have left a distinct void in the city's gay community. At a time when
    the city's African American population is in decline, the loss of the Pendulum
    only highlights the dwindling presence of African Americans in the Castro.

    In response, five months ago Doggett co-founded the monthly mixer for
    African American men at Magnet. Also, the Edge, a club across the street from
    the Pendulum that usually cranks out oldies and party music, recently started
    Soulful Thursdays, a night meant to attract more African Americans.

    John Newsome, a co-founder of And Castro for All, said that because his
    group reached a confidential settlement with the club owner in 2006, he was
    unable to discuss the status of the Pendulum.

    But anecdotally, Newsome observed, "My sense is that fewer African
    Americans are coming into the community as the number of black-identified
    spaces has decreased."

    Newsome recalled that in the '80s, the neighborhood had several clubs that
    catered to black patrons, but that has changed over the years, and the Pendulum
    represented the last club available.

    Newsome, who is African American, called Doggett's mixers "a critical need
    in the community."

    "It begs the question," Newsome said, "if we're left to using social
    spaces that are on loan and shared, isn't it clear we don't have any permanent
    spaces?"

    Doggett said an average of 60 people have attended the mixers, which are
    held on the third Saturday of every month and are a mixture of networking,
    dance party and potluck dinners.

    It's also a chance to mentor recent arrivals in the area's African
    American gay community.

    "Many are attracted to the 'gay mecca' ideal," Doggett said, "where
    everyone will be welcoming and understanding. I had a different experience and
    so do a lot of people of color; we help to integrate them to the reality."

    Vincent Fuqua, co-founder of SFBrothas, an outreach program for black gay
    men in San Francisco, said, "Losing a bar where African Americans went, that
    hurt," he said. "There was not a huge presence to begin with, and now there's
    none."

    David Wheeler, a manager at the Edge, said the Soulful Thursdays night,
    still in a trial phase, was added to the club's weekly schedule after talks
    with Doggett.

    "I don't want to say it's an attempt to cater to African Americans,"
    Wheeler said, "but it's a night that, hopefully, will make it more appealing
    for a diverse crowd." During this weekend's series of Pride events, a Friday
    night reception was held for the African American grand marshals at Levende
    Lounge in the Mission, and today a Black Pride stage in the Castro will host
    readings and music acts focused on African Americans.

    Fuqua, the SFBrothas co-founder, said of the closed Pendulum, "Hopefully
    there will be something like that in the Castro again. But we'll see."

    E-mail Justin Berton at jberton@sfchronicle.com.





    This article appeared on page F - 3 of the San Francisco Chronicle




    Brother2Brother & Sister2Sister, Inc.

    Brother2Brother & Sister2Sister, Inc.
    A Global Exchange

    The Math of Finance

    The Math of Finance

    On Common Grounds

    On Common Grounds